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shopping almanac of a stay home mum

Archive for March, 2011

Mar-31-11

Quality, not Quantity

posted by constance

I once bought a Blue Suede Timberland boots but not worn it for more than a handful of times. I bought it just months of pre-pregnancy stage and could not fit into it even after the birth of my eldest. I then gave it away to my friend who resides in Melbourne because it is a good pair of all weather boots that is also water repellent. She told me that she had wanted to buy a pair of Backpacking Boots then as she had planned to travel independantly in around Europe and parts of Mediterranean land. She definitely needed something hardy. A week ago, she sent me a photo of the boots she wore in the photos and the photo of this weather worn boots she still keeps because it has brought her to many places since then. She now treats it as her lucky boots. I feel happy and know that I did not waste a good pair of shoes for nothing because seeing someone who managed to make good use of it is definitely better than keeping it and letting it spoil. That was more than a decade ago and I now believe that we should never compromise quality because this is a good example of a good shoe that lasts and lasts!

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Mar-30-11

Short Term Less Risk?

posted by constance

After so many years, I don’t see much increment in profits on my life insurance. In the past 3 years, I have lost confidence in it. I wanted to end my policies but my agent told me to hang on to it. I figured that I’d rather end it and do something else with the money than just let it be binded into something that may fluctuate too much and risky. A friend asked me to convert it into a term life insurance instead. If in longer term it doesn’t help, would a short term one be better? Would there be lesser risks involved? I need to do more research before I decide on anything for now. So many things happened lately, life is so unpredictable. What is the world coming to?

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Mar-30-11

Gold is Better than Car

posted by constance

I burst my budget this month filling up petrol. A week ago, I was shocked that Petrol was raised thrice in three consecutive days… What a joke it is now. Just like when printers are all so cheap to buy and lovely to look at when printed, their consumables are costly. Even the discounts from the petrol station don’t really make much different since I pump 1 and half times more frequently than before. The other thing that seemed to have gone up in recent years are gold. What windfall I’d be if I had decided to buy gold bars instead of a car.. at least I’d see my value appreciate than to spend more maintainence and see it being devalued as years gone by. Soon, I’d have to let it go when it gets too expensive to be maintained. COEs are going up, up, up! Aaaarggghhhh…

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Mar-30-11

Wish Not, Yet..

posted by constance

I still cannot get my image upload thingy on my wordpress solved. That meant, the only way to get around posting my images is always using Photobucket and link it to my url. Is that actually better than to embed the image into my posts? I really do not know. Sometimes when I am down with some troubleshooting on softwares or any kind of PC hardware, (on some days only) I sure as hell wished I’d gotten an it degree than an eye candy degree. Sigh. But one thing for sure, I’d never be able to finish studying that, letting it go halfway instead. That’s probably because, I’m not into all that pc languages, programming, software/hardware troubleshooting and anything related that might need detail scrutinization of scripts, figures and characters.. unless its a font design project. So maybe an it degree still won’t do me any good. I might be sacked for irresponsible behaviour making images or illustrations out of 0101 numbers than solving pc incompetencies! LOL..  For now, I’d rather be painting my heart and soul out on a yummy smelling canvas instead of a tablet.

 

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Mar-27-11

What’s With Our World

posted by constance

With so many natural disasters in the news lately, sometimes I wonder when it will actually end. There is a nagging fear in me that something is bound to happen to our precious Earth. On the homefront, we have rainy season that does not even follow the usualy pattern anymore. The first quarter this year had been wet. Same with last year where flash floods occur and places that were never heard of being flooded suddenly did.

After the earthquake and tsunami incident, I had trouble sleeping. My mind played visions of those who lost their families and loved ones.. especially young kids. It makes me very sad thinking about how they would be crying out for that familiar figure who cared and showered them with love. I know I should not try to think of the negative and that in time, healing will take place, one step and one day at a time. Probably because when I think about it, I think about my own children. Then I get a little paranoid, till my sleepless nights means I just have to start checking out acne remedies that are friendly to our Mother Earth. Is it my hormones or is it the weather? I am pretty sure, I didn’t gorge on nuts nor chocolates lately..

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Mar-26-11

Shop while in Transit

posted by constance

A close friend of mine called me up while in transit to Melbourne. She always get a few hours off and spends some leisure time in Changi Airport, shopping, playing games, short nap and she even once told me she had a swim in the pool! Seems like our transit lounge really has everything you’d want to be lost in! She once told me she even has an exhaustive shopping list that she wants to buy from the duty free shop for herself, family and friends. Prices for many things are really good and she’d buy things, among them – liquour, cao cigars, favourite perfumes, branded watches, ladies handbags and even get a good price for a Canon camera once. She tells me, there is nothing that she will miss in her long list, after compiling it for a year, window shopping around the shops abit. Would you have done as she did?

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Mar-19-11

Unpredictable

posted by constance

It has been an anxious month for me. So many things to think of, plans and decisions. Lately, we throw in lots of ideas about how our life may just come to in the next 5 years or so. No long term planning because life is so unpredictable. The Japan Quake and Tsunami is one example. I feel for the people in Japan but the graciousness and kindness of the people shows just how generous they can be, at a trying time like that. They have extended help, food, kindness among themselves that we should really learn a lesson or two from them.

We, ourselves now set our lives to a 5 year objective since the last 10 years. So much had happened in the world, from SARS, Bird Flu, Tsunami, Quakes, H1N1, Recession, Economy Crisis and etc.  Diversity, Expansion, among some of the things in our mind. Employment is not easy, lately. Levy, skills or employment permit for foreigners will be an obstacle for us, since our biz is a small one. We have limited manpower. Some days we look at ways to expand, some days we think about other business. Even looking at businesses with franchise opportunities are in our agenda.
We have started the road to a change. In time, I will post the news. Everything is still in process but in time hopefully it will be a more optimistic road for us.

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Mar-17-11

Does Medisave covers Drug prescription?

posted by constance

Do you worry about old age? Well, do you worry about old age and it’s medical coverage, actually. I do. I worry that with the rising medical costs, I may not be able to afford to pay even the most basic package should I be diagnose with anything serious and I worry that my medical costs will be so high that I won’t be so able to work anymore. Guess the inflation, the economy turmoil and latest incidents on the Japan Earthquake followed by the devastating Tsunami affected much of my life plans. Although we have Medisave in Singapore, we are really baffled by the many packages or plans being proposed by many agents of many companies. When I read about medical coverage in other countries, I read that there is a certain Medicare part D plans that covers our oral and other drug prescription in our old age. I wonder if in our medisave it is similar but that got me started worrrying about prolong drug prescription in my old age. Do you?

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Mar-14-11

Financial Management

posted by constance

I have been reading a lot about financial management lately. I need to boost up my financial stability because costs have gone up, earnings are down and so many cases of businesses shut down for good because of the global rises of expenditure. I read everything from the foreclosures, bad credits, bankruptcy to local issues concerning loan sharks and casino gambling addicts. These are the many problems that seemed to be in the news lately. We need to understand how our financial standing takes shape before we all start to spend on unnecessary items. Even labour and employment levy are increasing in costs and eating up part of many employment sector. How it affects us will take shape in the next year or two when things start to stabilize.

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Mar-14-11

Dress Up, Dress Down or Dress Weird

posted by constance

How one dresses actually tells a lot of a person. Presentation is important, of course. It is about branding one’s look. This elderly man that serves beverage near my workplace has the most peculiar style of dressing I’ve ever seen. Perhaps that is his ‘marketing’ concept, to get people/customers to ‘brand’ him as the man who dresses strangely. Ok, so why do I say he dresses strangely. If one lives in the city, likely he dresses in urban clothes be it smart, casual depending on the occasion or weather. However, this elderly man, dresses in cowboy clothes on one day, with a cowboy hat to match. Some days, he puts on boots like the local Ah Beng – Phua Chu Kang and it was really, really weird when he one day wore a Hawaii resort looking shirt, boots and sports a clown wig! Gosh, the unmistakability of a weird person. I assure you, it does not look any much like any creative fashion show. I think he just wants some attention, don’t you think so?

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